Is there Rehab Insurance that Can Pay for Treatment?
According to the National Institute on Drug Abuse, there is a variety of behavioral and pharmacological treatment approaches for drug addiction and abuse. In America, there are approximately 14,500 drug treatment facilities that provide behavioral therapy, counseling, medication, case management, and other types of services to people who suffer from substance use disorders.
People may think that drug rehab is an out of pocket expense, but the truth is that drug addiction is a mental disease that requires treatment in order for a person to heal from it, and because if this most insurance companies will provide rehab insurance to help cover the cost of the treatment.
Through rehab, a person will be receiving medication, physical examinations, medical monitoring and psychiatric evaluations to ensure that their mental and physical health is up to par and taken care of. When a person begins to detox from a drug addiction it is in their best interest to receive medical supervision being that detoxing from a drug addiction can be dangerous. Furthermore, medical and psychological professional help is needed to ensure that a person overcoming a drug addiction is handling their detox in a healthy manner.
Many insurance policies have some plan in place to help cover some or all drug addiction treatment.
A person should contact their insurance provider and talk with them about what expense they currently cover for rehab treatment and they should also ask them about any additional expenses they are willing to cover.
Rehab Insurance that Pays for Treatment
According to the National Institute on Drug Abuse, since drug addiction and abuse are major public health problems, federal, state and local governments fund a large portion of drug treatment. Furthermore, employer subsidized and private health plans also may provide coverage for drug addiction treatment.
At a drug or alcohol rehab a person will detox from their drug of choice and receive the proper help they need to ensure they have the best chance at recovery; this help may include medication maintenance, behavior therapy, medical supervision, family therapy, support groups, and education.
Drug or alcohol addiction is viewed as a chronic disease, and because of this, most insurance companies will help cover expenses of rehab being that most of the expenses of rehab are already covered individually when they are received in non-rehab settings. A person who has health insurance should contact their insurance company and ask them about their help with covering expenses for drug addiction treatment. All insurance providers will explain to customers their policy when it comes to helping them pay for drug addiction treatment.
If a person’s insurance provider does not cover a large enough portion of their rehab expense, then they may look into to going to a sliding scale rehab or a free rehab.
